Home Ownership Counseling

We believe everyone deserves a safe place to call home.

One-on-one homeownership counseling is designed to provide financial literacy skills including goal setting and budget planning, assess homebuyer readiness, support the customer in determining their financial situation, teach about “mortgage math” and ways to improve credit score, as well as connect customers to resources and other community resources.

We encourage one-on-one appointments for those who have completed our homebuyer’s education class to offer professional guidance for your upcoming purchase. Homeownership coaching can be extremely beneficial throughout the buying process. Here are some of the benefits:

  • Individualized preparation for your purchase. We can help with deciding how much house you can afford, what you may qualify for, a plan to save for a down payment, and your questions along the way.
  • Unbiased, professional help.  Housing counselors are one of the few parties that don’t have a financial interest in the outcome of your purchase, so we’ll help you stay focused so you won’t get distracted by things you don’t want or can’t afford.
  • Reduced risk of foreclosure.  Many people find themselves in foreclosure shortly after they purchase a home do to not fully understanding the practical implications of owning a home.  When you plan and involve a professional advisor you make more informed decisions.

Contact our staff to schedule a counseling session.