Home Repair and Safety

Home Rehabilitation

HRDC’s rehabilitation program offers forgivable loans to home owners to fix up their houses.  Eligible applicants own their home and lot, and their home is on a foundation.  The income guidelines are set at 80% of the area median income.  For example a household of four in Park County qualifies for home rehabilitation if their annual gross income is less than $42,700.  The rehabilitation program prioritizes elderly and disabled homeowners.  Rehabilitation funds are used to repair portions of the home that do not meet housing quality standards and violate building codes.  Common activities include repairing or replacing roofs, installing egress windows, smoke alarms, and rebuilding decks and stairways.  HRDC rehabilitates 20 houses annually.   HRDC partners with another organization, the Northern Rocky Mountain RC&D, to add self help requirements for each household.  The self help portion can be performed by the members of the household, relatives, friends, neighbors, and/or service groups.  Through self help the rehabilitation cost is lowered and household members learn home repair skills. 

If you own a home that is your residence and is on a permanent foundation, you may be eligible for the Home Rehabilitation Program.

Services:
Essential Repairs to your home
Building Code Compliance
Correct Substandard Conditions
Repairs to Promote Health and Safety
Improvements or New Construction not allowed

Eligibility:

Serving Gallatin, Park and Meagher Counties

Household Income must be less that 80% of median income, depending on family size:

 2010                              1 PERSON     2 PERSON     3 PERSON     4 PERSON

Gallatin County           37,100           42,400           47,700           52,950            

Park County                  31,550           36,050           40,550           45,050          

Meagher County          30,350           34,700           39,050           43,350          

Property value must be less than 95% of median home value after rehabilitation

                Gallatin                 $251,750
                Park                       $200,160
                Meagher             $200,160

Land ownership and permanent foundation required

Details:

5% of project must be Self-performed or completed by volunteers, friends, or family

Rehabilitation activities and associated soft costs funded by a forgivable loan

Loan is forgiven over time.  No payments due or interest accrues unless title is transferred

Contact:

Applications and Self Help Activities:
Julie Brown, Northern Rocky Mountain Resource Conservation & Development
406 209-7678
julianne@nrmrcd.org

 Inspections and Contractor Management:
Martin Johnson, Human Resource Development Council
406 585-4863
mjohnson@hrdc9.org